Website Terms & Conditions

Effective Date: June 2026

Welcome to www.raynersmithleasing.co.uk. By accessing and using this website, you agree to be bound by the following Terms and Conditions. If you do not agree with these terms, please do not use this website.

1. About Us

This website is owned and operated by Rayner Smith Finance & Leasing Ltd trading as Rayner Smith Finance.

Registered in England and Wales No. 11857387

VAT Registration Number: 325 5083 16

Authorised and Regulated by the Financial Conduct Authority (FRN 922697)

ICO Registration Number: ZB739954

BVRLA Membership Number: 11421

Registered Office:

Unit C2, Otley Mills
Ilkley Road
Otley
Leeds
LS21 3EE

Telephone: 0113 887 5050

Email: [email protected]

Website: www.raynersmithleasing.co.uk

Rayner Smith Finance acts as a credit broker and not a lender.

2. Website Content

We make every reasonable effort to ensure the information on this website is accurate and up to date. However, vehicle specifications, prices, finance rentals, manufacturer incentives, taxation, availability and delivery times can change without notice.

Whilst we endeavour to keep information accurate, we do not guarantee that all information on this website is complete, accurate or current at all times.

Information provided on this website should be used as general guidance only and should not be relied upon as a contractual offer.

3. Vehicle Images and Specifications

Images displayed on this website are for illustration purposes only.

Vehicle specifications, colours, optional extras and features may vary from those shown.

Manufacturers may alter specifications without prior notice and we recommend confirming the full specification of any vehicle before placing an order.

4. Quotations and Pricing

Any pricing, rental figures, finance illustrations or quotations displayed on this website are subject to change and availability.

All quotations are provided subject to:

• Vehicle availability

• Manufacturer pricing

• Finance provider approval

• Applicable taxes and duties

• Credit acceptance

A quotation does not constitute an offer of finance and no agreement shall exist until all relevant documentation has been completed and accepted by the appropriate finance provider.

5. Finance Applications

Any finance application submitted through this website is subject to status, affordability assessments and lender approval.

Submitting an enquiry or application does not guarantee acceptance for finance.

Finance products may only be available to customers who meet the relevant lending criteria.

Rayner Smith Finance is authorised to act as a credit broker and introduces customers to a panel of lenders and finance providers.

6. Limitation of Liability

To the fullest extent permitted by law, Rayner Smith Finance & Leasing Ltd shall not be liable for any direct, indirect or consequential loss or damage arising from:

• Use of this website

• Reliance on information contained on this website

• Website downtime or interruption

• Errors or omissions within website content

• Third-party websites linked from this website

Nothing within these Terms and Conditions excludes liability where such exclusion would be unlawful.

7. Intellectual Property

All content contained on this website, including text, logos, graphics, branding, photographs, design elements and downloadable materials, is owned by or licensed to Rayner Smith Finance & Leasing Ltd.

No content may be copied, reproduced, distributed, modified or used without prior written permission.

8. Third Party Websites

This website may contain links to external websites operated by third parties.

Rayner Smith Finance accepts no responsibility for the content, accuracy or availability of external websites and does not endorse any products or services offered by third parties unless expressly stated.

9. Privacy and Cookies

Your use of this website is also governed by our:

• Privacy Policy

• Cookie Policy

Please review these documents to understand how we collect and process personal information.

10. Website Availability

We reserve the right to modify, suspend or withdraw this website, or any part of it, without notice.

We do not guarantee uninterrupted access and shall not be liable for any temporary unavailability.

11. Regulatory Information

Rayner Smith Finance & Leasing Ltd is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 922697.

We are a credit broker and not a lender.

As a member of the British Vehicle Rental and Leasing Association (BVRLA), we are committed to maintaining the standards and codes of conduct expected of its members.

12. Changes to These Terms

We may update these Terms and Conditions from time to time.

Any changes will be published on this page and will take effect immediately upon publication.

13. Governing Law

These Terms and Conditions shall be governed by and interpreted in accordance with the laws of England and Wales.

Any dispute arising from the use of this website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

14. Contact Us

If you have any questions regarding these Terms and Conditions, please contact:

Rayner Smith Finance & Leasing Ltd

Unit C2, Otley Mills
Ilkley Road
Otley
Leeds
LS21 3EE

Telephone: 0113 887 5050

Email: [email protected]

Website: www.raynersmithleasing.co.uk