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Special Offers
- All car lease deals
- Audi
- BMW
- Lexus
- All van lease deals
- Bespoke Car Finance
- Bespoke Car Finance FAQ's
- Business Finance
- Business Finance FAQ's
- Sell My Car
- About us
- Reviews
- News
Contact us

Request a callback

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Why Rayner Smith

Rayner Smith Finance is a trading style of Rayner Smith Finance & Leasing Ltd. We are a credit broker and not a lender. This means we work with a panel of carefully selected finance providers to offer our customers a range of competitive finance solutions. Rayner Smith Finance & Leasing Ltd is authorised and regulated by the Financial Conduct Authority for consumer credit activities. FCA Firm Reference Number: 922697. Registered in England & Wales. Company Registration Number: 11857387. VAT Registration Number: 325 5083 16. ICO Registration Number: ZB739954. Registered Office: Unit C2, Otley Mills, Ilkley Road, Otley, West Yorkshire, LS21 3EE. We are proud members of the British Vehicle Rental and Leasing Association (BVRLA), Membership Number 11421. We may receive a commission from the lender for introducing you to them. This commission may be a fixed fee or a percentage of the amount borrowed and may vary depending on the lender and finance product selected. Any commission payable will be disclosed to you before you enter into a finance agreement and your informed consent will be obtained. We do not provide financial advice and do not act as a fiduciary. Our role is to introduce you to suitable finance providers based on your requirements. All finance applications are subject to status and lender approval. Terms and conditions apply. UK residents only. Applicants must be aged 18 or over. Guarantees and indemnities may be required. Copyright © 2026 Rayner Smith Finance. All rights reserved.